The promotional action is being held from November 1, 2016 to February28, 2017. Use your MASTERCARD card and win the major PRIZE – a NEXIA 3 and other valuable prizes.
Who is involved in the Promotional Action?
Citizens of the Republic of Uzbekistan who have reached 18 years can take part in the action.
What do you need to do to participate in the action?
You must be a holder of a MasterCard or Maestro card issued by the PJSCB ORIENT FINANCE before the action started, or during the action. The MasterCard or Maestro card holder is to use the card to make a transaction
in the amount of $50 or more, then he/she automatically becomes a participant of the promotional action.
1. The prize fund
1.1. The major prize – a NEXIA 3;
1.2. Smartphone - 4 pcs. – are raffled at intermediate stages before the final;
1.3. Maestro card - 4 pcs. of $200 nominal value are raffled on social networks in the framework of the action.
2. The procedure for the promotional action and prize drawing
2.1. The amount of the transaction involved in the action is calculated without taking into account the Bank’s commission;
2.2. MasterCardBusiness and MaestroExchange corporative cards are not involved in the action;
2.3. Employees of the Bank and their close relatives - parents, siblings, spouses, children, including adopted children, grandchildren, as well as parents and siblings of the spouses – are not involved in the action;
2.4. During the promotional action, the interim results will be summed up the interim results in order to draw additional prizes (for the period from November 1, 2016 to November 30, 2016 (the first week of December, 2016), for the period from December 1, 2016 to December 31, 2016 (the first week of January, 2017) for the for the period from January 1, 2017 to January 31, 2017 (the first week of February, 2017) for the period from February1, 2017 to February 28,2017 (the first week of March 2017));
2.5. The promotional action is held in Tashkent and in the regions of the Republic of Uzbekistan, in the network of the PJSCB ORIENT FINANS branches;
2.6. Winners will be determined by random sampling using Random.org program. in the presence of an independent commission;
2.7. The action is carried out in accordance with Article 981 of the Civil Code of the Republic of Uzbekistan;
2.8. If a participant wins in the promotional action, the right of ownership of the prize is transferred to the participant at the time of payment of the tax on personal income and signing the Act of Transfer and Acceptance of the Prize. Since then, the Organizer is not responsible for the risk associated with the loss or damage of the Prize;
2.9. After accepting the terms and conditions of the action, in case the Participant is the winner of the action, he/she agrees to the public disclosure of his/her personality, but pays no compensation;
2.10. The final draw of the major prize will be held in March 2017 in the presence of members of the Commission. The final drawing will involve all the holders that have participated in previous draws, as well as the card holders who have committed transactions in the period from February 1 to 28;
2.11. The Bank shall send the winner of the action prize an SMS-notification or use the contact details indicated by the Participant to communicate.
3. Additional conditions
3.1. The Bank reserves the right, at its discretion, to make changes and additions to these Regulations by timely placing ads on the changes on the site www.ofb.uzza three (3) business days prior to the entry the changes into force;
3.2. The Bank has the right to change or expand the list of prizes. The Bank does not reimburse or compensate for damages, costs and any other costs that may arise from the customer’s participation in the Promotional action;
3.3. A participant shall be responsible for payment of any taxes or charges related to the receipt and use of the major prize (NEXIA 3);
3.4. Taxes and expenses associated with the prizes of interim stages, gifts given within the promotional campaign will be paid at the Bank’s in accordance with the tax legislation of the Republic of Uzbekistan;
3.5. The Bank reserves the right not to enter into written negotiations or other contacts with the participants of the action, except in cases of disputable situation in carrying out the action;
3.6. The Bank does not bear any responsibility for any damage caused to the health (life) of the prize winner or his/her property, the health or life of third parties throughout the lifecycle of the prize;
3.7. All disputes that may arise during this promotional action will be resolved through negotiations between the Bank and the Participant on the basis of goodwill and mutual understanding, otherwise or in case the Bank and the Participant fails to achieve a mutual agreement, the dispute shall be subject to judicial review under the current legislation of the Republic of Uzbekistan.
4. The procedure and time limits for obtaining the prizes
4.1. The prizes are given in the PJSCB ORIENT FINANCE, located at the address: 7a Yakkachinor Street, Tashkent provided that the winners submit the original passports and sign necessary documents relating to the transfer of a prize;
4.2. The commitments of the organizers of the action undertaken in regard to the transfer of the prize (both the major and additional ones) to the participant is considered to be fulfilled from the moment of its transfer to the participant and the signing of the Act of Transfer and Acceptance;
4.3. In case the participant of the action fails to observe these Regulations, the prize will not be given. The organizer or its authorized representatives will not pay the cash equivalent of the prize value, or transfer the right to receive/use the prize to third parties, or return or exchange of the prize;
4.4. To receive the prizes, participants shall perform all actions required in accordance with these Regulations during the term of the action until the date of signing the documents confirming the receipt of the prizes;
4.5. In accordance with Article 178 of the Tax Code of the Republic of Uzbekistan, in case a Participant of the Action wins a prize (the major prize - NEXIA 3), he/she undertakes to carry the amount of tax on income of physical persons at the rate established by the current legislation to the account of the Organizer for the further payment of the tax amount to the budget and provide a copy of the certificate of TIN and IRSA (Individual Retirement Saving Account);
4.6. The Participant has been informed that the Prize gained is included into other income that is to be declared by the Participant in the annual income tax return, which should be submitted by the Participant to the tax authorities. The income declaration is not submitted if the tax on personal income has been withheld at the Participant’s request with the use of fixed maximum rate.