OFB Mobile App
Mortgage
Approximate monthly payment

Affordable mortgages, finally

Loan for the purchase of housing in a new building. To buy an apartment, collect 20% of the cost, the bank will pay the rest.

up to 240 months

Loan period

23-25%

Interest rate (primary market)

from 25%

Down payment
"Every time while paying off the debt, we realize, that we invest in our future"
Madina, ambitious lawyer 

When we used to rent an apartment, a significant part of the budget were spent for rental. It was a really shame that we gave those amount of money for the tenant!

Today we pay for our own apartment and not for the rental. That being said every time while we pay off the debt, we realize, that we invest in our future.

For a long time we made the most important decision for our family and we did not even regret it when we moved into the new modern apartment. Because the mood of each day of our life begins at home.


Residentail complex "Golden House"
Examined new buildings

If you are planning to purchase an apartment in a new building, it is more profitable and more reliable to choose the residence of one of our partner-developers.
Payment Schedule

How to apply for a loan
  • Application
    Apply online. Our employee will call you and tell you about the conditions.
    On the same day
  • Documents
    Selection of the apartment and a preliminary contract with the developer, own primary documents.
    It's up to you.
  • Contract
    The conclusion of a loan agreement with the bank.
    On the same day
  • Notary
    Registration of a notarial contract of sale. 
    1 day
  • Cadaster
    Registration of the cadastral document.
    It's up to you.
  • Insurance
    The conclusion of a real estate insurance contract.
    It's up to you.
  • Collateral
    Registration of collateral documents.
    On the same day
  • Purchase
    Payment of funds to the account of the developer.
    On the same day
Apply
Fill out an application, it will not take more than 5 minutes.
Apply
  • Questions and details
    Mortgage
    • Maximum amount of mortgage?
      based on the financial condition of the borrower, while the loan amount provided cannot exceed the amount of more than 75% of the market value of the erected, reconstructed or acquired housing
    • Mortgage term ?
      The maximum loan term is 240 months.
    • Interest rate
      with an initial payment of at least 25% of the amount of the contractual cost of the acquired housing in the primary market - 25% per annum;

      with an initial payment of more than 35% of the amount of the contractual cost of the acquired housing in the primary market - 23% per annum;

      with an initial payment of at least 30% of the contractual value of the purchased housing in the secondary market - 26% per annum;

      with an initial payment of more than 40% of the amount of the contractual cost of the acquired housing in the secondary market - 24% per annum.
    • Requirements for the amount of collateral
      not less than 125% of the loan amount
    • Loan collateral of mortgage
      Acquired real estate at the expense of loan funds
    • Borrower
      individuals with income from the results of their activities, pension and other income
    • Co-borrower
      individuals who have income from the results of their activities, pension and other income
  • Required documents
    The list of documents
    1. Application
    2. Pasport
    3. Certificate of residence
    4. Income statement
    5. A preliminary contract for the sale of real estate
    6. Bank certificate of down payment of at least 25% of the cost of housing
    7. Evaluation of an independent appraisal organization about the market value of housing
OFB application
Repayment of loans without commission. Fast, profitable and convenient in the OFB mobile application
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