Consumer credit for meeting their own needs, purchasing goods and services produced in the Republic of Uzbekistan, as well as for domestic tourism and tourism in general

For employees of corporate clients with at least one year of work experience and with a stable income.

Corporate clients served in the PJSCB "Orient Finance" system for at least 6 months

Citizens of the Republic of Uzbekistan who do not have overdue debts for more than 1 (one) month.

Requirements if a potential Borrower has previously received loans from credit institutions: Class as an asset-Standard

If the borrower has used or is using loans in the system of the PJSCB "Orient Finance" and has made or is making timely repayment of the loan in due time without delay according to the repayment schedule, the interest rate is reduced by 3% for this type of loan upon repeated application.

If the Bank makes a positive decision to issue a loan, the client has the right to open Visa and MasterCard (Universal) cards for free; Within 3 months, the opportunity to send a money transfer once for free (via the Zolotaya korona or Contact system) up to $ 1000 (At the same time, the paid commission will be refunded to the client's electronic wallet at the end of the month).

• for the purchase of household, audio-video, and other office equipment;
• for the purchase of heating systems, roof roofing, windows and doors, as well as wall wallpaper.
• for the purchase of furniture and interior items;
• for the purchase of air tickets;
• to pay for medical services;
• for the purchase of vouchers, for treatment and rest in medical and preventive institutions, resorts, rest homes on the territory of the Republic of Uzbekistan;
• for wedding and other events;
• for the purchase of bicycles and motor vehicles produced in the Republic of Uzbekistan;
• for the purchase of sports equipment;
• for the purchase of tours and vouchers in the Republic of Uzbekistan, as well as to foreign countries from licensed tourism entities;
• for the purchase of other goods and services produced in the Republic of Uzbekistan.

According to the bank's tariffs in the amount of 1.5 times the established interest rate

monthly

monthly, equal monthly payments

In case of consideration of the loan application by the Credit Committee of the branch - When receiving a loan of up to 20.0 million soums-a guarantee of individuals, an insurance company policy against the risk of non-repayment of the loan;

Over 20.0 million soums-collateral that meets the requirements of the Bank

at least 125%, for related persons with the Bank at least 130% of the loan amount

• The data received in the CATM (Credit history) is taken into account
• When issuing a loan, the Borrower's SCS is linked to the ABS to ensure timely repayment of the loan debt, through the PAYMO payment system.
• To confirm the information about the salary of a potential borrower, the period and stability of deductions to the INPS are checked.
• The Underwriter of the Parent Bank may use other official data sources to assess possible risks that may affect the timely repayment of the loan.