Loans

1

Employees of corporate clients are holders of a bank plastic card issued by the Bank within the framework of the salary project of the PJSCB Orient Finance.

Not more than 15.0 million UZS

Maximum loan term - 12 months

For employees of the Bank's Corporate Clients - a guarantee of a solvent legal entity (employer of the Borrower) serviced by Orient Finance PJSCB or a guarantee of a solvent individual (work colleagues) participating in the payroll project of Orient Finance PJSCB.

Car loans are issued for new cars produced in the Republic of Uzbekistan (primary market).

The maximum loan term is 36 months.

Maximum grace period is 3 months.

Cash deposit both in national and foreign currency, as well as other liquid movable/immovable property in the amount of at least 125%/130% of the loan amount with the right to replace the collateral security by the purchased car at the expense of credit funds with the collateral value of up to 90% of the car value shall be accepted before the loan granting.

After receiving the ownership of the car, a pledge agreement for the purchased car is drawn up with a certification for up to 100% of the value of the car.
Other liquid collateral that satisfies the requirements of the bank in the amount of at least 125% of the loan amount.

The maximum loan term is 36 months.

1

1. for the purchase of home appliances, audio-video, and other office equipment;
2. to purchase furniture and interior items;
   
3. to purchase building materials and to pay for services related to the repair of housing;
   
4. to purchase air tickets;
   
5. to pay for medical services;
   
6. for the purchase of vouchers, for treatment and recreation in health care facilities, resorts, rest homes in the territory of the Republic of Uzbekistan;
   
7. for weddings and other events;
   
8. for the purchase of bicycles and motorcycle transport produced in the Republic of Uzbekistan.;
   
9. for the purchase of sports equipment;
   
10. for the purchase of other goods and services produced in the Republic of Uzbekistan.

The interest rate on a loan for a period not exceeding 3 years - 26.9% per annum.

When you receive a loan of up to 10.0 million soums - the guarantee of one individual.

Over 10.0 to 20.0 million soums - the guarantee of two individuals.

Over 20 to 50.0 million soums - Pledge of movable and immovable property.

Other liquid collateral that meets the requirements of the bank.

here are two types of microloans:
1. a microloan on a plastic card;
2. a microloan in cash.

The maximum amount of a microloan is up to 100 Basic Estimated Amount on the day the loan application is submitted.

The minimum amount of microloans is 100,000.0 soums.

The maximum amount of a microloan is up to 100 minimum wages on the day the loan application is submitted.

The minimum amount of a microloan is 100,000.0 sums.

The guarantee of individuals and legal entities - residents of the Republic of Uzbekistan who have a stable income.

The maximum term of a microloan is 12 months.

Based on the financial condition of the borrower, the maximum loan amount is not more than 65 percent of the market value of the purchased housing.

The maximum loan term is 240 months.

Acquired real estate at the expense of loan funds