OFB Mobile App

Loans

Money for product and service payments made in Uzbekistan. Amount transfers directly into the account of an organization
Chevrolet Malibu, made in Uzbekistan
Applicaple from official manufacturers, only for cars that are made in Uzbekistan
to 600 mln UZS Maximum amount of loan
to 60 months maximum term, when the loan must be paid back
A loan for the purchase of housing in a new building. Collect 30% of the cost of the apartment, the rest will be paid by the bank.
12 months Loan term
25% Interest rate
60 months Credit term
0% per annum Interest rate
from 30% An initial fee
Loan issuance is temporarily suspended
400.0 million soums Maximum loan amount
240 months The period during which you need to repay the loan
from 18% per annum Interest rate
416.5 mln UZS Maximum amount of loan
240 months The period during which you need to repay the loan
A loan for the purchase of housing in a new building. Collect 25% of the cost of the apartment, the rest will be paid by the bank.
Additional money limit on your salary card in case your company is our bank's client
12 months loan term
20% Interest rate
to 50 mln UZS Maximum amount of loan
to 36 months Maximum term, when the loan must be paid back
to 50 mln UZS Maximum amount of loan
to 36 months Maximum term, when the loan must be paid back
to 50 mln UZS Maximum amount of loan
to 12 months Maximum term, when the loan must be paid back
to 30 mln UZS Maximum amount of loan
to 12 months Maximum term, when the loan must be paid back
to 50 mln UZS Maximum amount of loan
to 36 months Maximum term, when the loan must be paid back

  • Questions and Details
    Overdraft - Additional Pursue
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    • Who can use overdraft loans?
      Employees of corporate clients are holders of a bank plastic card issued by the Bank within the framework of the salary project of the PJSCB Orient Finance.
    • Overdraft maximal amount?
      Not more than 15.0 million UZS
    • Overdraft term?
      Maximum loan term - 12 months
    • What is the collateral for an overdraft loan?
      For employees of the Bank's Corporate Clients - a guarantee of a solvent legal entity (employer of the Borrower) serviced by Orient Finance PJSCB or a guarantee of a solvent individual (work colleagues) participating in the payroll project of Orient Finance PJSCB.
    Car Loan
    • Can I get a loan for a car that is sold on the secondary market?
      Car loans are issued for new cars produced in the Republic of Uzbekistan (primary market).
    • Car loan term?
      The maximum loan term is 36 months.
    • Grace period for the repayment of the principal?
      Maximum grace period is 3 months.
    • Car loan collateral?
      Cash deposit both in national and foreign currency, as well as other liquid movable/immovable property in the amount of at least 125%/130% of the loan amount with the right to replace the collateral security by the purchased car at the expense of credit funds with the collateral value of up to 90% of the car value shall be accepted before the loan granting.
    • Important
      After receiving the ownership of the car, a pledge agreement for the purchased car is drawn up with a certification for up to 100% of the value of the car.
      Other liquid collateral that satisfies the requirements of the bank in the amount of at least 125% of the loan amount.
    Loan "Convenient"
    • Convenient loan term?
      The maximum loan term is 36 months.
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    • What can you get a consumer loan "Convenient" for?
      1. for the purchase of home appliances, audio-video, and other office equipment;
      2. to purchase furniture and interior items;
      3. to purchase building materials and to pay for services related to the repair of housing;
      4. to purchase air tickets;
      5. to pay for medical services;
      6. for the purchase of vouchers, for treatment and recreation in health care facilities, resorts, rest homes in the territory of the Republic of Uzbekistan;
      7. for weddings and other events;
      8. for the purchase of bicycles and motorcycle transport produced in the Republic of Uzbekistan.;
      9. for the purchase of sports equipment;
      10. for the purchase of other goods and services produced in the Republic of Uzbekistan.
    • Convenient loan interest rate?

      The interest rate on a loan for a period not exceeding 3 years - 26.9% per annum.

    • Convenient loan collateral?

      When you receive a loan of up to 10.0 million soums - the guarantee of one individual.



      Over 10.0 to 20.0 million soums - the guarantee of two individuals.



      Over 20 to 50.0 million soums - Pledge of movable and immovable property.



      Other liquid collateral that meets the requirements of the bank.

    Microloan
    • What types of microloans exist?
          here are two types of microloans:
      1. a microloan on a plastic card;
      2. a microloan in cash.
    • Amount of a microloan on a plastic card?
      The maximum amount of a microloan is up to 100 Basic Estimated Amount on the day the loan application is submitted.

      The minimum amount of microloans is 100,000.0 soums.
    • The amount of a microloan in cash?

      The maximum amount of a microloan is up to 100 minimum wages on the day the loan application is submitted.



      The minimum amount of a microloan is 100,000.0 sums.

    • Microloan collateral?
      The guarantee of individuals and legal entities - residents of the Republic of Uzbekistan who have a stable income.
    • Microloan term?
      The maximum term of a microloan is 12 months.
    Mortgage
    • Mortgage amount?
      Based on the financial condition of the borrower, the maximum loan amount is not more than 65 percent of the market value of the purchased housing.
    • Mortgage term ?
      The maximum loan term is 240 months.
    • Loan collateral of mortgage
      Acquired real estate at the expense of loan funds
    Documents
OFB application
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