OFB Mobile App
"Free Month – 2.0" Microloan
to 50 mln UZS Maximum amount of loan
to 12 months Maximum term, when the loan must be paid back
to 50 mln UZS Maximum amount of loan
to 12 months Maximum term, when the loan must be paid back
0% per annum Interest rate for the 1st month
29% per annum Interest rate for the 2nd month
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Fill out an application, it will not take more than 5 minutes.
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  • Questions and details
    Questions
    • Type of loan
      Microloan to the card/in cash
    • Target audience
      For employees of corporate clients with at least one year of experience and with a stable income
    • Requirements for corporate clients
      Corporate clients served in the PJSCB "Orient Finance" system for at least 6 months
    • Grace period
      absent
    • The purpose of the microloan
      to meet your own needs
    • The procedure for providing
      Transfer of the amount of a microloan to a special sum BOD issued in the PJSCB "Orient Finance", or in cash through the Bank's cash desk
    • The minimum amount of a microloan
      500,000 sum
    • The amount of the interest rate on the overdue principal debt (per annum)
      According to the bank's tariffs in the amount of 1.5 times the established interest rate
    • Providing a microloan
      up to 11.0 million soums – a guarantee of individuals and/or an insurance company's policy against the risk of non-repayment of the loan;  
      Over 11.0 million soums-collateral that meets the requirements of the Bank.
    • Requirements for the amount of collateral
      at least 125% of the loan amount
    • Repayment of interest
      monthly
    • Repayment of the principal debt
      monthly, equal monthly payments
    • Tools used to reduce the risk of non-repayment of a microloan (Scoring)
      • The data received in the CATM (Credit history) is taken into account
      • When issuing a loan, the Borrower's SCS is linked to the ABS to ensure timely repayment of the loan debt, through the PAYMO payment system.
      • To confirm the information about the salary of a potential borrower, the period and stability of deductions to the INPS are checked.
      • The Underwriter of the Parent Bank may use other official data sources to assess possible risks that may affect the timely repayment of the loan.

    • Debt load
      The permissible value of the debt load, minus all monthly obligations of the Borrower – 50%
  • Required documents
    Documents provided for obtaining a microloan
    Passport
OFB application
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