The Raiffeisen Bank International AG credit line is used to finance import contracts for the supply of equipment and/or raw materials from all EU countries (subject to prior agreement with Raiffeisen Bank International AG).

1 Minimum financing amount – USD 100,000.00 or equivalent in euros

2 Financing currency – Euro, US dollar

3 Financing term – Up to 6 months

4 Interest rate – EuroLibor + Raiffeisen Bank International AG margin + Bank margin (maximum 2% per annum)

*Raiffeisen Bank International AG margin and Bank margin are determined individually for each project

5 Financing method – Financing is provided through a letter of credit

6 Collateral – Security required by law in the amount of at least 125% of the loan amount on terms satisfactory to the bank

Entrepreneurs can take advantage of the benefits of the State Fund for Support of Entrepreneurship Development, including:

Guarantees for small businesses on commercial bank loans in the amount of up to 50% of the loan amount, but not exceeding 2 billion soums;

compensation to cover interest expenses on loans from commercial banks in foreign currency, the amount of which does not exceed 8 billion sum in equivalent - in the amount of up to 40 percent of the interest rate set by commercial banks, but not more than 3 percentage points;

The credit line from Landesbank Baden-Württemberg (Germany) is used to finance import contracts for equipment and/or raw materials from Germany, Austria, and Sweden (subject to prior agreement with Landesbank Baden-Württemberg (Germany)).

1 Minimum financing amount - from 100,000.00 US dollars or the equivalent in euros

2 Financing currency - Euro, US dollar

3 Financing term - Up to 12 months

4 Interest rate - Euro Libor + Landesbank Baden-Württemberg (Germany) margin + Bank margin (maximum 2% per annum) *Landesbank Baden-Württemberg (Germany) margin and Bank margin are determined individually for each project

5 Financing method - Financing is provided through a letter of credit

6 Collateral - Security required by law in the amount of at least 125% of the loan amount on terms satisfactory to the bank

Entrepreneurs can take advantage of the benefits of the State Fund for Support of Entrepreneurship Development, including:

Guarantees for small businesses on commercial bank loans in the amount of up to 50 percent of the loan amount, but no more than 2 billion soums;

compensation to cover interest expenses on commercial bank loans in foreign currency, the equivalent of which does not exceed 8 billion soums – in an amount of up to 40 percent of the interest rate set by commercial banks, but no more than 3 percentage points;

Requirements

1. Availability of primary account in regional branches of PJSCB Orient Finans

2. A positive credit history

3. Operation without losses and absence of illiquid balance.

4. Availability of the project feasibility study developed in accordance with the requirements of the relevant regulatory acts (Feasibility study form)

5. Availability of relevant documents according to the Credit policy of the bank.

Conditions

1. Loan amount - not more than $5 million US dollars

2. Loan term - less than 5 years

3. The purpose of the loan is the acquisition of fixed assets for production needs, capital construction, the acquisition of high-tech equipment.

4. The interest rate shall be defined on the basis of the agreement basing on the market principles, including the urgency of available resources, technical-and-economic basics of the projects, loans repayment potential

5. Own participation share is at least 30% of the total project cost.

6. Collateral security is the liquid collateral in the amount of at least 125% of the loan amou

Условия

1. Сумма кредита – не более 5 млн.долларов США

2. Срок кредита – не более 5 лет

3. Цель кредита – приобретение основных средств для производственных нужд, капитальное строительство, приобретение высоко технологического оборудования

4. Процентная ставка по кредиту – по договоренности на основе рыночных принципов, в том числе исходя из срочности имеющихся ресурсов, технико-экономических основ проектов, потенциала возвратности кредитов

5. Доля собственного участия – не менее 30% от общей стоимости проекта.

6. Залогового обеспечение по кредиту – ликвидное обеспечение на сумму не менее 125% от суммы кредита.

Condtions

Presently, PJSCB Orient Finans operates actively and negotiates on attraction of profitable borrowed funds of the International Financial Institutions for investment projects financing. Information on the terms of the borrowed funds of the International Financial Institutions will be posted at the time of the loan agreement signing.