Mortgage Loan for Refinancing a Loan from Another Bank in Uzbekistan
Key Benefits
No Down Payment
The loan can be obtained without making an initial payment
No Application Review Fee
No one-time fee is charged for reviewing the loan application
Flexible Repayment Format
Annuity or differentiated monthly repayment options are available
Calculate the cost of the loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
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| Total | — |
| Insurance Costs | |
| Collateral Appraisal Costs | |
| Notary Costs | |
| Other Costs | |
How to apply for a loan
Fill out the application on the website
Specify the loan parameters and basic details — it will take a few minutes.
Wait for the bank’s decision
The bank will review the application and send an SMS with the decision and terms.
Complete the process
Sign the agreement and complete the mortgage for the selected apartment.
Fill out the form and get a response
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Purpose |
Refinancing of an existing mortgage loan issued by another bank in the Republic of Uzbekistan. |
|
Loan object |
Residential real estate purchased using a mortgage loan from another bank: an apartment or residential house. |
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Borrower / co-borrower |
Individuals with a permanent income, pension, or other confirmed sources of income. |
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Income requirements |
Continuous income for the last 12 months. The borrower’s debt burden, taking into account all existing obligations, must not exceed 50%. |
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Amount |
Up to UZS 800,000,000. At the same time, the loan amount must not exceed 70% of the market value of the property. |
|
Term |
Up to 240 months |
|
Interest rate |
24% per annum. |
|
Down payment |
Not required. |
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Repayment |
Monthly |
|
Schedule |
Annuity or differentiated |
|
Collateral |
Pledge of the purchased residential real estate. Additional collateral may be required before the pledge is re-registered. The real estate must be insured. |
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• passport or ID card of the borrower and co-borrower; |
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• documents confirming income and employment for the last 12 months; |
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• valid mortgage loan agreement issued by another bank; |
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• certificate from the servicing bank confirming the current outstanding loan balance; |
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• account statement/certificate with full bank details of the third-party bank for transferring funds to repay the loan; |
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• documents confirming ownership of the real estate; |
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• report on the market value appraisal of the real estate. |
