Business Overdraft
Flexible financial reserve
Renewable limit
Use funds as needed within the credit line
For current expenses
Coverage of payroll and operating payments
Liquidity support
Helps cover cash gaps quickly
Calculate the loan
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
|---|---|---|---|---|
| Total | — |
Information Sheet
on the terms of the Business Overdraft
1. Type of loan | Business Overdraft |
2. Purpose of loan | Working capital replenishment. |
3. Loan amount | loan_amount |
4. Loan term | loan_term |
5. Interest rate | interest_rate |
6. Total amount payable | total_payment |
7. Grace period | grace_period |
8. Payment frequency | Monthly |
9. Repayment method | payment_type |
10. Monthly payment amount | monthly_payment |
11. Insurance amount | insurance_sum |
12. Additional services amount | services_sum |
13. APR (amount) | psk_sum |
14. APR (%) | psk_percent |
The accuracy and reliability of this information sheet are confirmed.
Completed electronically: | current_date |
* This information sheet does not replace a loan agreement or a loan application, but helps to compare lending conditions of different banks and make an informed decision.
How to apply for a loan
Fill out the application on the website
Submit an application online — we will contact you to clarify details.
Provide documents
Submit the required documents for application review.
Get a decision
We will inform you about the decision and loan terms.
Fill out the application online and get consultation as soon as possible
Lending terms
|
Loan purpose |
Working capital replenishment. |
|
Loan object |
• Payroll payments; • Customs payments; • Utility payments; • Insurance and notary payments; • Other expenses (excluding taxes); |
|
Borrowers |
Business entities are residents of the Republic of Uzbekistan carrying out business activities for at least 6 months from the date of registration; |
|
Amount |
up to 1,5 billion UZS; |
|
Currency |
National currency - sum; |
|
Term |
up to 18 months; |
|
Grace period |
up to 3 months; |
|
Rate |
from 25% per annum; |
|
Requirements |
• Having a good credit history; • Stable cash receipts; • operating without losses and the absence of a non-liquidity balance sheet; • The absence of current overdue debt. |
|
Special conditions |
When issuing a loan to a Borrower attracted from other commercial banks, no commission is charged for debit turnover on the settlement account during the first 3 (three) months of service from the date the loan was first issued; |