Mortgage loan for home renovation
Key Benefits
No Down Payment
The loan can be obtained without a mandatory initial payment
For Various Types of Renovation Works
Funds may be used for current or major repairs, reconstruction, purchase of construction and finishing materials, equipment, as well as payment for renovation team services
Convenient Access to Funds
Loan funds are transferred to the client’s plastic card and can be used to pay for the necessary goods and services
Calculation Results
* Preliminary settlement is informational and is not considered a public offer. The final conditions for issuing a loan, including the interest rate, are determined individually by the Bank after consideration of the application.
| Month | Payment | Interest | Principal | Balance |
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| Total | — |
| Insurance Costs | |
| Collateral Appraisal Costs | |
| Notary Costs | |
| Other Costs | |
How to apply for a loan
Fill out the application on the website
Specify the loan parameters and basic details — it will take a few minutes.
Wait for the bank’s decision
The bank will review the application and send an SMS with the decision and terms.
Complete the process
Sign the agreement and complete the mortgage for the selected apartment.
Fill out the form and get a response
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Purpose |
Financing of current or major home renovation, including the purchase of construction and finishing materials, equipment, as well as payment for renovation team services. |
|
Loan object |
An apartment in a multi-apartment residential building or a private residential house. |
|
Borrower / co-borrower |
Citizens of the Republic of Uzbekistan aged 18 to 60 with a permanent source of income. |
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Income requirements |
Confirmed income for at least the last 9 months. For self-employed individuals, inflows to an active bank card are also taken into account. |
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Amount |
Up to UZS 400,000,000. |
|
Term |
Up to 120 months. |
|
Interest rate |
23% per annum. |
|
Down payment |
Not required. |
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Repayment |
Monthly |
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Schedule |
Annuity or differentiated |
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Collateral |
Pledge of the renovated residential real estate. The collateral value must be at least 135% of the total loan amount. |
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Required Documents |
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• passport or ID card of the borrower and co-borrower |
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• documents confirming income and employment |
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• documents for the residential property to be renovated |
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• cost estimate for renovation works |
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• report from an independent valuation organization |
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• if additional sources of income are available, documents confirming such income |
